Flexible payments

Comfort now. Pay over time.

Pick your system, then choose a payment plan at checkout — terms up to 36 months on qualifying orders. No store paperwork, no waiting.

shopPay Installments

Split smaller orders into 4 interest-free payments
Monthly installment options on larger orders
Checks eligibility in seconds at checkout
Exact terms and any interest shown before you commit

Available automatically at checkout — look for the Shop Pay option.

Paytomorrow

Terms up to 36 months on qualifying orders
Quick application with options for a range of credit profiles
Prequalify without impacting your credit score
Clear payoff schedule — see it before you sign

Explore PayTomorrow's current plans below.

Bread Pay

Fixed monthly installments with terms from 6 to 48 months
SplitPay: 4 equal interest-free payments on smaller orders
Prequalify with a soft check — see your exact APR, monthly payment, and total cost before you commit
No hidden fees, and approval looks beyond just your credit score

Choose Bread Pay at checkout to see your offers.

Breeze Lease-to-Own

Lease-to-own approval based on income and homeownership — not your credit score
No hard credit check and no hefty down payment
Own your system at the end of the lease — or save with 3, 6, or 9-month early purchase options
On-time payments are reported to credit bureaus, helping rebuild credit

Ask our team about Breeze when you order — (888) 231-8920.

How it works

Build your cart

Pick your system — every product page shows estimated monthly payments under the price.

Choose a provider at checkout

Choose Shop Pay Installments, PayTomorrow, or Bread Pay at the payment step — or call us to set up a Breeze lease.

Pick your term

See the exact monthly amount and total before confirming. Early payoff is always allowed.

Will checking my options affect my credit?

PayTomorrow and Bread Pay prequalify with a soft check that doesn't impact your score, and Breeze skips the hard credit check entirely — approval is based on income and homeownership. Final terms from any provider may involve a full application, and each shows you exactly what happens before you proceed.

Can I pay my plan off early?

Yes. All our financing partners support early payoff — and Breeze leases include 3, 6, and 9-month early purchase options that meaningfully cut the total cost. Check your plan's terms for how interest is handled.

Does financing change my warranty or shipping?

Not at all — financed orders ship just as fast with free curbside freight, and full factory warranties apply exactly the same.

Financing is subject to provider approval; terms, rates, and availability vary by order and applicant.